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AI-Powered CGL Policy Review · Free

Does Your Policy Actually Cover the Work You Do?

Upload your commercial general liability policy and get a detailed AI analysis of your coverage gaps — in minutes, at no cost.

Over 50% of contractors carry policies that exclude key parts of their scope of work
80+ Policy provisions analyzed per submission
AI-Powered Patent-pending analysis technology
Instant Results in under 15 seconds
100% Confidential & no commitment required
What We Check in Your CGL Policy

Three Coverage Areas That Catch Most Contractors Off Guard

Coverage Gaps

Does your policy cover your actual scope of work?

Many contractors carry policies with exclusions that eliminate coverage for the work they do most. Our AI scans every clause and flags exclusions that match your declared trade.

Utah DOPL Limits

Does your policy meet the new DOPL requirement?

Utah DOPL now requires $1M/$2M CGL coverage for all licensed contractors (Utah Code § 58-55-302(2)(b); rule R156-55a, effective April 2026). We extract your limits and flag non-compliance automatically.

Additional Insured Status

Can your clients be named as additional insureds?

Blanket AI endorsements, ongoing and completed operations coverage — we check whether your policy supports the additional insured requirements most GCs and owners require.

Why this matters: A policy that doesn't cover your work provides false security. Know your gaps before a claim — not after.

Get Your Free Report

Upload your policy and we'll check it in minutes — no commitment required.

Important: You must upload a complete copy of your CGL policy. Ask your agent for the full policy document (PDF). ⚠️ A Certificate of Insurance (COI) is NOT acceptable — we need the full policy.
📄 Click to upload your CGL policy PDF only · Max 50MB

🔍 Your review is free and requires no commitment. After your results, you'll have the option to connect with a vetted InsureChex Affiliate for coverage guidance — completely optional.